Our Story



GOAL Credit Corporation (GOAL) is a wholly-owned subsidiary of ALGO Leasing and Finance, Inc. (ALGO). The parent company is a proud member of the Equicom Group of Companies and has been operating profitably for more than ten years.


GOAL was incorporated with the SEC last December 2018 with a capitalization of P300 million.


The Company was formed with the main objective of expanding its client base by offering loans and other financial services to address the needs of Filipino consumers nationwide while committing to the use of available technology, current trends, and methodologies.





  • Offer consumer loans that target specific needs of borrowers.

  • Utilize credit scoring to determine the risk rating of loan applicants, and conduct various engagements and collaborations with third-party service providers and financial technology companies to improve customer experience.

  • Expand market reach by opening various sales channels to generate more loan applications across the country.

  • Ride the waves of market disruption through technological advancements to reach customers from various segments and make it more convenient for them to apply.

  • Ensure stability over the long term by maintaining reasonable profit margins and by finding ways to minimize costs.

  • Implement continuous improvements in internal business policies, procedures, and controls to ensure effective product and service delivery as well as profitability.

  • Serve as a catalyst for small but credit-worthy enterprises.





  1. Personal Loan for Salaried Employees.  A multi-purpose unsecured loan for salaried employees with loan amounts ranging from P30,000 up to P1.0 million.

  2. Self-Employed Professionals Loan.  A loan intended specifically for Doctors, Engineers, Accountants, and Lawyers that can be used for the purchase of equipment and vehicles as well as for other financial needs.

  3. SME Salary Loans.  An employee loan for accredited SME companies with a small manpower complement.





3rd Floor Y.L. Holdings Building

115 V.A. Rufino St., corner Salcedo, and Sotto Sts.,

Legaspi Village, Brgy. San Lorenzo, Makati City

Telephone (632) 817-9847

Email info@goalcredit.com.ph